Saturday, August 1, 2020

State Pension: How YOU could be missing out on an extra £89 a week | Personal Finance | Finance

State Pension: How YOU could be missing out on an extra £89 a week | Personal Finance | Finance

The State Pension is a regular payout from the Government which most people can claim once they reach State Pension age, which will depend on the year you were born. The amount of State Pension years you will receive depends on how many ‘qualifying’ years of National Insurance contributions you made when you were working, and contributions that were credited to you in times where you were unable to work. People can choose to keep on working, on a paid or voluntary basis, while continuing to claim the State Pension.

But, it has been revealed thousands of State Pensioners in the UK could be missing out on additional payments.

A number of people miss out on Attendance Allowance because they mistakenly believe they do not qualify for the extra payout, or are put off by the claims process.

Attendance Allowance helps people who have reached State Pension age with extra costs.

The allowance often helps people with physical or learning disabilities, severe illness, sensory impairment or mental health conditions that make it difficult to look after themselves.

It does not, however, cover the cost of any mobility needs.

READ MORE: State pension UK: How you could boost your monthly payment by hundreds

If you find yourself needing help or supervision throughout the day or sometimes during the night, you should consider making a claim – even if you don’t currently get the help.

Requirements might include help with personal care, such as getting dressed, eating or drinking, getting in and out of bed, bathing or showering and going to the toilet.

Attendance Allowance also includes any costs you may need to spend on helping yourself to stay safe.

If personal tasks are difficult for you, and you find yourself spending a long time undertaking basic actions, you should apply.

Additionally, if you are awarded Attendance Allowance, it puts you in a good position to receive other benefits such as Pension Credit, Housing Benefit or Council Tax Reduction, or an increase in them if you are already a recipient.

If you want to claim Attendance Allowance, you should call the helpline on 0800 731 0122 and ask them to send you a form, or alternatively, you can download the form here

Age UK, advising claimants on filling in the form, wrote: “Fill in the form. Be really clear about how your illness or disability affects your life and do not underestimate your needs.

“Before you send it in, don’t forget to attach any supporting information, such as GP letters, your care plan or prescription lists.

“The Department for Work and Pensions may contact you to ask for more information or to arrange a doctor’s visit.

“It’s a good idea to prepare for that visit by writing things down that you would want the doctor to know about.”

You will then get a letter with the decision on whether or not you will get Attendance Allowance, how much, and from which date it will begin.

If you need help filling out the form, you can contact your local Age UK.

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